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From $26.67/Month to $83.98/Year, My SiriusXM Trick
SiriusXM tried to renew my plan at $26.67 per month, which is more than $320 a year.
Instead of canceling, I opened their chat support and asked some simple questions.
Five minutes later, I had the same Music & Entertainment plan at just $83.98 for the entire year with no promo code, no coupon, no downgrade.
I’ve used this trick or similar three years in a row, and it still works each year for me. Here’s the step-by-step of how to lower your SiriusXM bill, with screenshots of the chat script, and timing that get results.
As seen in the screenshots below, pricing gets offered throughout, and at different amounts. They even had a cancelation page offer a discount before chatting, at $8.49.
Quick Savings Summary
| SiriusXM Plan | Regular Price | My Price | Savings |
|---|---|---|---|
| Music & Entertainment | $26.67/month | $83.98/year | $236 saved |
Step 1: Contact Them at the Right Time
SiriusXM won’t give you the best offer until you’re generally within 7–10 days of renewal. My renewal was November 1, 2025, and I contacted them on October 31, close but still perfect timing. I actually recommend giving yourself an extra couple of days.
I’ve noticed that window can trigger their retention offers, which are hidden from the regular pricing page. Sometimes the offers don’t show up until you click to cancel.
Step 2: Use Chat First, Not the Phone
Chatting online gives you a record and avoids long hold times. After I checked the current pricing and if they had any offers, I saw there was no real discounts. Next step was the cancelation process which involved the chatting online.
I always start online chat asking for a customer rep. This time an AI took over and then I said “looking to cancel” and provided the reason “I don’t like the price”.
The agent (actually an AI-assisted rep) first offered me $7.99/month, then quickly followed up with an annual option for $95.99.
I countered with the following, which changed the focus:
“It’s tempting…. but I’m closer to that $80 range”
And the reply came:
“I understand you’re looking for something closer to $80. I can offer you a 12-month subscription to your current Music and Entertainment Plan for $83.98.”
Done! A simple counteroffer, over 70% off. Keep in mind I had to work up to this. Clicking cancel granted an offer, then chatting got a lower offer, until finally I said a reasonable range I wanted.
Step 3: Confirm Everything in Writing
Before closing chat, make sure you get or have a commitment for:
- A confirmation email showing $83.98 total (not per month).
- Verify your renewal date (mine extended to 11/01/2026).
- Stay on the same Music & Entertainment tier, or whichever tier you went for.
Pro Tip: Set a calendar reminder a week before renewal.
Step 4: Copy Your Chat Script
This is key for everything, whether it’s SiriusXM or another company. If you have a copy of the chat, it’s easier to pickup where you left off if anything fails to go through.
I’ve often found this to be the case when looking into discounts that didn’t properly apply to my account. It causes a lot of issues when you have no proof.
In summary, the chat script is your only proof of a discount when contacting SiriusXM.
Step 5: Why This Works
SiriusXM uses a retention-based pricing system. They only reveal their best rates to customers who ask, because it’s better if their subscribers auto-renew at these higher rates.
That’s why “threatening to cancel” doesn’t help, but requesting to cancel kindly can sometimes yield results. Simply showing interest and concern about price gets you placed in the these cheaper tiers, which usually means $5–$8/month or $80–$95/year.
Step 6: Tips for Next Year
- Mark your calendar for 7-10 days before renewal.
- Use chat when possible for your own records.
- Save your chat transcript each year as a template to compare.
- If one rep doesn’t give you a deal, close chat and retry later.
FAQ: How to Lower Your SiriusXM Bill in 2025
Q: How can I get SiriusXM cheaper?
Chat near renewal and ask for cheaper rates. You’ll almost always get 60–70% off.
Q: Does SiriusXM offer loyalty discounts?
Yes and no, these are mostly “retention offers,” and they aren’t shown on the website.
Q: What’s the cheapest SiriusXM plan right now?
The “Music & Entertainment” package can drop to about $7/month or $80–$90 per year when negotiated.
Q: Can new subscribers get these discounts?
Unsure, but I would try it through chat and see what they offer you. Then next year during renewal, contact them again.
Q: Can I still do this if I auto-renew?
Yes, but make sure to put a notice on your calendar. Then chat before the billing date.
Q: Is the chat better than calling?
Yes, chat gives you proof in writing and faster resolution. I’ve done calls too, but those have wait times and no real proof until you get an email confirmation.
Q: Are there any promo codes that work better?
No. I have yet to see any codes offer a discount this deep.
Final Thoughts
SiriusXM’s renewal prices are designed for people who don’t negotiate, but you don’t have to be one of them.
With a 5-minute chat, you can unlock hidden discounts and save over $200 every single year. I’ve done it for several years in a row and saved hundreds, for a small amount of time on my part.
It’s one of the easiest Money Tips & Hacks that actually works.